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Business Cover

Directors & Officers (D&O) Insurance

What is Directors & Officers (D&O) insurance?

D&O insurance can provide company directors and officers with protection from any potential claims that may arise against themselves or the organisation itself. D&O insurance has become a typical part of companies' risk management.

The level of personal accountability that company directors' and officers' have to regulators and shareholders has never been higher. For individuals serving in management or on the board, this means personal asset exposure when expectations are not met, providing protection through D&O insurance is therefore essential to protect your companies most valuable assets - it’s directors and officers. Enabling companies and their shareholders to attract and retain qualified senior management and board members in this environment can depend on their ability to indemnify and protect the personal assets of individuals agreeing to serve.

D&O insurance can cover compensation costs of claims made against directors or key managers by investors, employees, shareholders, regulators or third parties.

Allegations against a director or officer of your company have to be investigated and defended, this can be very costly for the company, even if the case doesn’t go to court. D&O Insurance will cover the cost of this investigation as well as defence and compensation costs that could result from an unsuccessful defence.

We can put in place an effective Directors & Officers (D&O) Liability insurance policy for your business.

Contact our team for more details.